Open Banking Solutions for fair and responsible lending (Retail and SME) FriendlyScore is an FCA-regulated Account Information Service Provider (AISP) and analytical software company, offering in-house credit risk solutions for retail and business lenders. FriendlyScore operates worldwide. Where Open Banking is available, we offer PSD2 connectivity to all major banks. In other territories, we are able to extract, consume and generate a variety of traditional and alternative data sources. Through our in-house analytics software, we provide a comprehensive range of insights into an individual or organisation's financial performance and creditworthiness.